CoBuy

@cobuy.bsky.social

64 Followers 31 Following

🏠 Co-buying, simplified. CoBuy helps you buy, own & exit. Built by co-buyers. 51,500+ hrs guiding 1,000s. Save $10k+ upfront, protect $350k risk, rest easy. 🔗CoBuy Wizard → cobuy.io/wizard

Home in Snoqualmie, WA listed for sale. 4 beds, 6 baths, 5,191 square feet. Scores a 93.5/100 (A) on CoBuy Suitability Score™.

Matt Holmes reframes two renters paying $1,500 each as one mortgage on a shared home. Names the friendship as the actual risk and putting the rules in writing before signing as the fix.

Line chart titled 'Nearly 1 in 3 U.S. home purchases now involve co-buyers.' Co-buyer share by year: 25% (2021), 26.7% (2023), 29% (2024), 30% (2025), 31.5% (2026, highlighted). Source: CoBuy 2026 National Report based on 6,200+ co-buyers and co-owners.

Matt Holmes on camera explaining how a younger adult and an older relative can pool resources to co-buy a home together, addressing senior housing costs and under-40 affordability in one move. References 2026 Report figure of 65M Americans in multi-generational households.

Minus 15 points. Friends are the number one co-buying aspiration but not the number one co-ownership outcome.

Co-buying is happening. There is no system. So at CoBuy, we built it. 31.5% of US home purchases this year involve co-buyers, up from 25% in 2021.

Matt Holmes explains how co-buyers apply for a mortgage together, how combined income helps, and why every borrower's credit score matters.

Matt Holmes explains why homeownership systems aren't built for co-buyers and why CoBuy exists.

CoBuy co-founder explains how co-buying a home works, from pre-purchase alignment through ongoing co-ownership management.

Cash vs. borrowing power.

Most groups think the hard part's money. It's not.

Quote card featuring Matt Holmes, Co-founder and CEO of CoBuy, stating: Co-buying a home with another person isn't just a financial investment; it combines money, leverage, emotion, and relationships. If it falls apart, the damage can be both financial and personal. Created by Arrivva.

CoBuy celebrates 10 years helping co-buyers and co-owners—vintage amp dials turned to 11

Fred Glick, CoBuy-certified Pro: "If you don't write an exit plan while you like each other, you're volunteering to write one when you don't."

Browser window showing CoBuy's Participation Types educational table with 10 distinct co-ownership roles: Co-owner (person who owns property share, may or may not live there), Occupant Co-owner (owner who lives in property), Non-occupant Co-owner (owner who doesn't live there but has financial stake), Occupant (lives there but doesn't own), Co-borrower (shares loan responsibility, may not be owner), Co-signer (guarantees loan without ownership), Personal Creditor (friend/relative who lends purchase/maintenance money), Renter (pays to live there without ownership), and Dependent (lives there without ownership - includes children, seniors, loved ones with special needs). Each role includes detailed description of legal and financial implications.

Co-buying payment pyramid showing 30+ parties get paid at closing and leave

Benzinga headline: "He's Still Paying the Mortgage on His Ex-Girlfriend's $350K House—And Has Zero Legal Rights" with yellow highlights. September 3, 2025.

Dark navy tile with white text. Quote reads: “Before we found CoBuy, my mother, husband, and I met with a lawyer for about an hour — we left more confused and discouraged.” Below the quote: attribution line “Christina, Edwina & Jason” and the label “Multi-generational co-buyers.”

Dark blue graphic with three phone screens showing decision steps, a contribution threshold, and a finalized agreement. Header text: Co-ownerOS™ — Governance & Agreements. Footer: cobuy.io/annual-pass.

Promo graphic showing laptop with shared calendar view. Text: Co-ownerOS™ — Property Events Calendar (NEW). Tagline: cobuy.io/annual-pass.

Protect your $700k+ joint home purchase for $400 with Co-ownerOS™. Three benefits: guard against $350k+ in risk, save $10k+ in legal fees, and keep co-ownership decisions and documents aligned. Annual Pass ends Aug 22 at cobuy.io/annual-pass.

Video: CoBuy co-founder Matt Holmes explains why most co-buyers fail and introduces Co-ownerOS™, a platform that creates co-ownership agreements in 45 minutes. Features text overlays highlighting the $400 Annual Pass offer for up to 4 people.

Screenshot of Moneywise article featuring co-buying as transformative shift with CoBuy mentioned as platform helping people through co-ownership process

Text graphic on light background with three statements: "Maya inherited her father's cabin. Her sisters weren't in the will. But her choice changed everything." Black text on white, minimalist design emphasizing a story about inheritance and family.

Co-ownership risk calculator showing $350,000 at risk (47% of home value) for 3 co-owners buying a $750,000 home together

Screenshot of CoBuy custom's LinkedIn post showing his Co-ownerOS™ purchase and shout out.

Most co-buyers skip legal protection entirely.

This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.

Last 36 hours at $500: cobuy.io/campaign

Split-screen graphic comparing $500 today vs. $4,704 after May 27 for the same 2-year Co-ownerOS™ Access.

Blockchain pioneer and serial entrepreneur joins CoBuy as Advisor.

Founder Matt Holmes appears on a navy background, explaining in 90 seconds how Co-ownerOS™ lets co-buyers draft a custom Co-ownership Agreement, centralise money & documents, and avoid costly legal missteps.

Screenshot Bay Area Economic Council Institute release on Co-ownership in California: Examining an Innovative Housing Model and its Implications for the State's Affordability Crisis.

A social media post reads: "My 27M boyfriend and I (28F) own a home together, but two years into owning home we have become miserable. Advice?" Key phrases are highlighted in different colors: "My 27M boyfriend and I (28F) own a home together" in yellow, "become miserable" in red, and "Advice?" in green. The tone conveys frustration and asks for help with co-ownership challenges.

Multi-generational households include two or more adult generations under one roof. Roughly on in four US adults live in a multi-generational household.