Debt Collection Lab at Princeton University

@debtcollectionlab.bsky.social

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We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates. Follow us for debt research. www.debtcollectionlab.org

a box with the following text: "Californians living in zip codes where 67% or more of the population identifies as Hispanic have among the lowest number of collection accounts on their credit reports on average and yet are sued in debt collection cases at rates that are more than twice as high as their White counterparts."

A figure representing the three data sources used in the report (debt collection lawsuit records, University of California Consumer Credit panel, and the American Community Survey) that have been combined in two datasets: (1) a “case- level” dataset which has one row per person sued in our study counties and time period and aggregates the credit reporting and demographic information to zip code and (2) a “zip-level dataset” that combines lawsuit, credit reporting, and ACS demographic information at the level of zip code and year.

Shame on You! - Produced by the Debt Collection Lab