Dylan Reid

@dylanreid.bsky.social

5510 Followers 805 Following

City man: Spacing magazine editor, walking, messy urbanism, Renaissance urban history. Also freelance editor. dylanreid.ca

What new changes mean for pedestrians not covered by insurance Another big change is that these newly optional accident benefits will only apply to the named insured, the spouse of the insured, dependants of the insured and of the insured’s spouse, and people specified in the policy as drivers of the automobile. That means if a pedestrian or cyclist is hurt in an accident, the driver’s standard no-fault coverage will apply, but the pedestrian will have to rely on their own auto insurance policy for optional accident benefits. Harvey Naglie, consumer advocate and former senior policy adviser with the Ontario Ministry of Finance, says he’s concerned for gig workers like food-delivery cyclists who could be hit without coverage. For someone who ends up in the hospital or homebound for six months without insurance, he says, the only prospect they would have to get compensated would be to take the driver to court. Jay Ralston, president of the Ontario Trial Lawyers Association, says people who are injured and don’t have their own optional auto accident insurance benefits will “almost certainly” be required to rely on a public purse of some sort for benefits.
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