Mark Cuban @mcuban.bsky.social · Jan 10 From a Grok analysis of my healthcare post that user Apple Lamps did . It did a good job
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This is all so above my mental pay grade, Mark, but what can all of us John Q Citizens do to support you in making this happen? You seem to be the only one actively trying to solve problems around here.
yep. It just forgot how to eliminate big pharma and big insurance and big health care with politicians leading the way. to opine is noble, to implement divine.
Are sales and marketing expenses rolled into administrative costs? Because if not that potential savings should be even higher.
If DOGE was serious about cutting $2 trillion, here's their answer.
AI is an environmental nightmare, just stop. It's so fucking inefficient. We'll have 25% of our grid powering server farms to make douchy memes and art that lacks all soul for lazy uncreative corporations.
Am I the only one who doesn't know what a Grok is, or is that above my pay grade?
Mark, great points. Our system sucks. Could you shed light on the pressure on private practice physicians who have historically been the backbone of how people get medical care, are now facing due to continual reimbursement cuts and rising overhead? Please help bring this issue to national attention
Love the idea!
I was excited for a second because I thought my battery was at 59 percent.
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Did musk create something smarter then himself? 🤔
What protects people with chronic illnesses in a cash pay system? And before people say it’s all the chronically ill persons fault, I have lung disease because of my mother’s choices, not mine.
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Run for office Mark
When they have nothing left to eat they will Eat The Rich
The "additional 10% due to fraud and upcoding seems troublesome, but unaddressed
Mark. Get some of your staff prepper a list - comparing the cost (per Capital) of health care between US and say Canada, EU or Austrlai It will provide much better perspective & shine light on our fucked up HC system
I understand this however, you do know that the gov doesn't actually manage Medicare and Medicaid. Insurance companies do. Who manages that if you get rid of them?
It’s definitely a start, honestly as a Physician I would appreciate much more transparency in pricing. I would also like to stop fighting with insurance companies to cover emergency care.
This is fantastic work!
I am an RN and can tell you that the profits are not trickling down to those of us actually providing patient care.
Now there’s a concept of a plan :)
It would be great if others would follow your lead
It’s so difficult to do single payer that 33 countries have figured it out for decades.
Not just doctors and nurses that are underpaid. LOTS of other healthcare workers
Why do you people claim to care about the environment and then you use elon musk’s stupid ass bot?
good job compared to what ? here is what copilot returns.
🔥🔥🔥🔥🔥🔥🔥🔥
I don’t know if you actually run this account but the fact that you needed an environmentally devastating algorithm owned by a fascist madman to analyze/summarize your own post is just absurd. Did people forget how to make basic outlines? What is happening?
“Remove insurance companys completely”. Pinch me…I must be dreaming. 💭
Looks good but does it speak to non employer healthcare. M4ALL potential over 10 yrs return billions covering everyone. This is worth the read
Groks a little late to the party. Looks good. I wonder how it compares to deepseek in this case.
Doctors are not underpaid
Sounds doable to me! But is there a chance in hell insurance companies will comply There’s gotta be a laeand billionaires will ok paying higher taxes? I think not! There’s gotta be a law ( ha!) and ban lobbyists altogerher
Try SambaNova or d-Matrix.ai for your Gen AI needs... Both possess high end inferencing but SambaNova runs 16bit with the highest accuracy rate against available data.
I like this analysis - I’d like to see this of your student loan/ price of college posts
Access to healthcare needs to be decoupled from employers. It stifles small business to the benefit of large corporations and it's unfair to everyone who isn't rich. Plus, med execs just stealing premiums by denying care and calling it pay should be illegal and punished by prison, not fines.
That's amazing. Seems like everything that was known prior to the ACA being passed. Thanks for the post @mcuban.bsky.social
Submit this to Congress?!
we have the most expensive and yet one of the worst outcomes of any developed country in health care if we had free primary care instead of the e r, outcomes and costs would be significantly improved unfortunately, we already know this, and nothing is being done, Elon
IDK. I just got free dental, and free drugs, added to my already free healthcare.
I am scared about what is going to happen to my health care. Scum in Congress want everything gone. Viva la revolution!
Have them stop stealing our medical information to do research without our consent and then charge outrageous fees for asking a Dr to treat us. Stop prescribing drugs and then when they provide relief they stop writing the prescription as we now feel better. So much to say
Keep being the voice of reason!
I'm not sure if some people realize that they can opt out of their employers' health insurance and ask to get the money they pay the insurer paid to them.Not every employer does that, but some do.We already have Tricare and my husband works.It's good if u want to pay cash prices or already have ins.
We can hope....besides the cost of administration, so much time is spent by those trying to provide care in checking boxes because the insurance industry trying to find reasons to not pay, especially in Home Health. It is worse every year and extremely discouraging.
Government should take over insurance, health and all other kinds. Put these insurance companies out of business.
English, please!!
Shut them down , buy their assets and get yourself a govt backed free health service.
You are the one who should be directing our healthcare!
Are you running for president anytime soon, because no matter how good these ideas are, someone has to care enough to create change within the government?
AARP is Medicare Aadvantage's pusher. Save us Mr. Cuban
I think #1 is the point. Keep it complicated is the present model. Keep up the Care Tank.
Can Grok get a cabinet position?
Go go go!
You’re correct, signed,a retired RN Case Manager
Funny how AI gets it but corrupt humans don't. I know why, the humans want to profit off death and disease while AI has nothing to profit from it's analysis.
Ok, but how does one “remove” the insurance companies?
How about just do not take drugs? How about that Mark. Do we really need erectile dysfunction meds?
AI has its challenges but the tech is going to eventually save us all from misinfo. A machine without bias is all we need to restore order
Was trying to reply to it but WordPress kept getting hung up. My main contention with your analysis is that you count on the benevolence of capitalism and seem to ignore the innate greed in keeping shareholders happy
Why not just a fully socialised system like in much of the developed world?
Fixing the system is a worthwhile goal, but fixing a system predicated on other social systems that will just create more sick people perpetually isn't really solving anything. Eventually, the new system buckles again. Mark, please also look at Rishi Manchanda of Health Begins on upstream factors.
Democratizing healthcare & population management to identify early signs of a chronic disease is what’s needed to bend the cost curve in the near term. Low cost per user per month model that is accessible to everyone. miahealth.io
So Mark, if I read this right, my TriCare benefits from 20 years active duty would be negated?
Much better than it is now. 👍
Not bad.
... or even simpler: Copy & Paste from Canada.
Health care should be not for profit.
These are all good ideas, but any continuing inclusion of for-profit insurance companies risks the continuation of the pursuit of profits at the expense of patient care and health outcomes. They will STILL figure out how to game the system.
I think we could fund a large part of this by making the millions of people that are on SSI disability in the United States who are really not disabled, to start paying there own way again and get back to work. It bugs the heck out of me when I see people who are getting SSI skiing & softball
This must extend to healthcare consumable goods & equipment vendors.
Wow it could work! Lets do it!!!
Sooo, Bernie isn't crazy, and was right all along... @sanders.senate.gov
The maga and far right did an evil but very thorough job on publishing an implementable project 2025 plan The left needs such an approach on healthcare. The left's approach has been largely soundbytes and platitudes without a strategy that could feasibly move needles I can help write a real plan
There's the DOGE $2 trillion
Se tiñó 2 First suggestion: Remove insurance companies completely. ❤️❤️❤️
Mark, gig workers are getting absolutely screwed since they don't qualify for state help.
Health insurance and employment should not be linked. if you want to tax businesses to cover the cost per employee, fine, but for those not employed for whatever reason, healthcare should be automatic no questions asked.
Just had a conversation this week during physical therapy that the system needs to go back to cash. My former doc is seeing patients in private practice. $50/visit.
⭐️ Key Point Here that needs to be stressed: the healthcare industry is unnecessarily complicated in pursuit of profits. EVERYTHING that is unnecessarily complicated is in pursuit of profits. See US taxes, mortgage loans, car loans, cellular plans, all insurance plans, etc..
Write off debt from med school if doctors serve in urban or rural areas that have a shortage of healthcare workers.
These are only some of the costs. Doctors order many unnecessary tests and procedures either to bring their income back up to “Fair“ or to cover their butts when they could have just diagnosed something old-school.
Good one
Why does it have to be for profit? Isn’t this the crux of the problem?
Health care shouldn't be for profit
Looks like you are doing DOGE’s work for it.
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Again the costs of defensive medicine are substantial, with costs approaching TWENTY PERCENT of total spend. Why not address that? Threatens too many lawyers?
I said it before Mark Cuban should be ambassador to medical services of United States.
Thank you Mark for being a humanitarian and a good example to others. Your actions speak volumes
When I was in Denmark, locals talked about the freedom of knowing they always had health care, regardless of their job. And companies had the freedom to focus on the purpose of the company, not having to get smart on healthcare options for employees. It made a lot sense to me.
I think number 2 is a big issue in British Columbia, maybe all of Canada.
But how will all the mega rich executives at insurance companies be able to buy that 4th yacht for their fourth beach house?
Compare: We have a huge military budget. America is strong and relatively safe. Good, right? Do Americans want excellent affordable healthcare for all? It will require a big budget. Worth it if done correctly. We deserve quality, efficient, cost effective care, and health promotion and education.
I'm in.
How much water and electricity did your analysis gobble up?
So when you define healthcare are you lumping medical service providers and claim payers together? Because health care and health insurance are very different things.
Medicare for all. There are a million ways to make money without causing bankruptcy and death for our citizens.
Hey Mark. Please check out Tim Miller’s short on YouTube. He’s got an idea for you.
If the U.S. can afford to give billions to Elon the U.S. can afford Universal Healthcare.
Thank you for this summary, Mark. I think it is important to also consider how we can improve healthcare outcomes. How can we improve factors like infant mortality and life expectancy while reducing mortality for treatable conditions?
Expand Medicare so that it starts at 55 and covers spouses and children under 26. Then bring it back a year or two every few years.
At first glance that seems logical...therefore no medical bigwig or insurance stockholder will allow it since it means less money for them. And no republican Congress will force any change.
One thing that I don't often see in the healthcare debate is to copy and paste some other existing system to whatever extent possible. We keep trying to reinvent the wheel when there are lots of good wheels out there.
I appreciate the way you are crowd sourcing these ideas. Nothing is perfect, but our current reality isn’t sustainable. I’m terrified of losing my ACA soon
Too verbose. Subliminal brain and language selection has an environmental component. Bet while you were writing it you chose words for their simplicity and connection to the reader. Keeping in mind that they are notes not narrative, I like yours better.
You said 6800 per employee. Assuming you meant that to mean split between govt and employers, 3400 per. You just cost my small business with 150 employees a half million dollars. You closed us down.
The other thing that strikes out to me is the key point that "doctors and RNs are considered underpaid." Who the fuck thinks that outside of doctors and RNs? Ask someone, like me, who works for an agency that needs full time RN staff. They would make more than the agency Director in this sector.
Reading through this and taking some notes. Will post more as I read through. Something to consider, 10% fraud and upcoding (which is fraud not sure why you separate the two), I would argue that AT LEAST 5% of the admin costs go toward trying to find fraud and upcoding, with around less than 1% rtrn
Can we add full coverage for life-sustaining medications such as insulin, inhalers, adenosine, chemo, and renal dialysis (off the top of my head)?
Bro you are the antithesis of Musk. Please don't use Grok. Use Claude if anything.
Thank you for being in a position, and having the resources to help, having a voice that is listened to (even if people disagree), and caring enough to try and bring the U.S. forward.
I’ve been living in developing nations the past eight years and I much prefer getting healthcare outside the u.s., where I pay cash, and a mere fraction what I’d pay in the States. MRIs, a colonoscopy, X-rays, meds, physical therapy, house calls by my doctor, equal or better than in the u.s.
The sooner we can change from the current fee-for-service healthcare cost model and adopt a value-based care payment model, the better off we all will be. My $0.02.
In all fairness the whole thing seems... about right.
As a dual Canada / US citizen, the capital arms race is stunning. It seems all intended to keep you within network as opposed to more effectively allocating capital where it would be best used.
For section one needs a full breakdown of Marketing $ and lobbying impacting the total cost.
Mark, has the incoming administration shown any interest in the lessons learned from the business model Used in pharmaceutical savings?
Health system, the same as education system, is an essential/basic infrastructure for any civilized modern society. Should not be for profit. And yes I agree and have been saying this for more than two decades, insurance companies should be gone, in my opinion they are the main driver for prices up
I’d vote for you for President, Mark
I don't understand why we don't change our system. It saves so much money and significantly reduces pressure on families... Not to mention that freeing employers from healthcare obligations makes good economic sense.
The solution only a billionaire would come up with. A cash payment system? Come off it. Anything less than a minimum of no premium healthcare covered by taxes is acceptable. Single payer. You can still have deductibles and cost sharing to encourage participant engagement with expenses.
May I have permission to use this information for my healthcare management and finance courses?!?
That’s the issue - Administrative costs. Non-revenue generating Departments and positions are getting most of the money, but not enough cash flow for necessary operations and frontline staffing.
I saw remove ins companies completely.
Just checked out Mark Cubans healthcare/online pharmacy and it’s pretty good for those who don’t have healthcare and need meds for their ailments! It’s worth looking at
We really need to remove affordable healthcare access(insurance) from ties to employment. No one should have to forgo insurance/affordable healthcare if employment’s lost, nor held in bad employment for health care access. No where else in the first world does this happen.
So, it’s almost as if we know how to fix this broken sick care system, and profit margins and politics and stockholders are the only reason why it hasn’t been implemented yet.
So basically the same themes weve been trying. Price transparency is great if prices are low. If they arnt people just wont get care. I mean obviously this will bring costs down, its a kill order on the poor. But hey, grok likes it. Im sure that US healthcare data is clean as a whistle.
Thank you Mark. Please keep working on this issue. I am a believer in #universalhealthcare, however your plan is a good starting point.
Universal Healthcare for All! No one should get filthy, stinking rich off of those that are sick and dying.
If you want the change, Mark, I think you're going to have to start an insurance company. Just like pharm, you need a seat at the table, and the profits are just too good to change it.
Nice. I worked in health insurance for 33 years. Did nothing but work on efficiency. Never saw a deny for appeal instance. I'm not smart enough to know about what's best with this chaos but instead of getting rid of health insurance companies altogether, maybe start with the for-profit ones.
I like that approach. My variation: "Medicare for ANY". In addition to current Medicare users (for free-ish); open Medicare to be purchased by those with an income greater than the current limit. For profit Insurers can still operate. Us mortals now have a better (< 5% overhead) choice.
What can you tell us about this Mark... Tesla Officially Launches X-Money, a Platform Designed to Empower Families and Enhance Financial Freedom
Does the bottom line every change for a business?
Health insurance should not be employer funded, tying individuals to employers for the sake of health insurance “benefits”. UH should include vision, dental and mental health coverage. Healthcare should be based on wellness care opposed to keeping people sick in order to make profits.
Those transparency reforms were supposed to happen during Trump’s last administration rules.. And hospitals dragged their feet.. www.11alive.com/article/news...
just in case you're wondering, see roger moore's "where should we invade next" sorta shows how healthcare works in other places.
you got my vote
Per employee cost: $5800 year This is comparable to what we pay (on average) now. But age is big factor.
Good start Mark. It can obviously be done: during my last 30 years in Mexico, Dr Simi stores are now everywhere.
Great use of AI. #6'Elon
Yeah, see it's really not hard to figure out where the wasted money is going. By keeping the insurance system in place not only is it that much more expensive to run, but it's allowing a handful of people to profit enormously off of people being sick. And that is absolutely sickening.
... and this is why *my name*
Mr. Cuban, I really like this idea. I did medical for about twenty years, and I was tired of being an insurance agent instead of helping people. This would really help everyone. Thank you for your hard work for the American people.
Interesting. Are their 160 million employees? How would we tax that...income, employer, other? I totally like the idea.
Mr Cuban since other developed countries provide healthcare with high life expectancy outcomes at half or less the US’ % to GDP, is it too ‘globalist’ to consider doing it the way others do it? Having been in both the Australian and US systems the latter is a complete cluster.
I think you're spot on Mark and this coming from someone who has beaten 2 bad cancers and am now battling an incurable 3rd cancer, mesothelioma (a form of lung cancer). I can use all the help and prayers I can get. Keep rocking Mark!
This is an excellent approach! Thanks for sharing
It’ll never happen. Too logical
It would be nice if healthcare, among other industries, were on some sort of block chain system. If users verified the level of care they received on a unified system, personally and in terms of quality of life & functionality, people might actually get better instead of paying for endless care/meds
This is a good plan and could be implemented by expanding Medicare, which will be improved by incorporating these changes. Dental, vision aids (glasses, contacts) and hearing aids should absolutely be included to cover basics.
The cost of administrating health care multiplied by all the businesses with all the different providers in lost productivity has to be in the billions alone. All that labor servicing insurance. Omfg.
It’s hard to say whether this is AI back-of-the-napkin or in the ballpark. Still need experts to feed the model and transparency in how the results were formed. It’s still true, though, that US healthcare is a confused industry. From a macro level, it’s illogical
Seems interesting. Are the financial aspects of this per employee assuming full coverage for everything or would you personally still incur costs? Also, what about malpractice insurance?
I can do better! How about a national healthcare system free at the point of use. You pay for it through taxes with no need for medical insurance or bills. Now, wouldn’t that be something!
"From a Grok analysis of my healthcare post that user Apple Lamps did" Sometimes I read things and, at first glance, I'm concerned I'm having a stroke.
How do we make the politicians listen Mark? I'm on Medicare and see all sorts of issues and yet I have trouble getting insulin. Was told I should be grateful Joe Biden "helped". It's utter lunacy.
Instead of using AI give everyone $10,000
I work with a health insurance company and 99.9% calls are from people looking to get a food allowance or have lost Medicaid for $1 to $200 over the limit. They blame Biden not their state.
Health inequities and the lack of culturally competent care and research are also huge challenges that cost us billions every year both directly and indirectly
Why not ask real story
You underestimate the greed and the lengths that certain powerful people will go to protect the status quo.