Harry Cheon @scheon.com · Apr 24
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Hence, we designed responsiveness scores to highlight features that are actionable and responsive (i.e., lead to desired prediction when changed)

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Harry Cheon · Apr 24

But, SHAP highlights features that are: 1. Immutable: HistoryOfLatePayment 2. Mutable but not actionable: Age, NumberOfDependents 3. Actionable but not responsive: CreditUtilization