William DeWitt @wsdewitt.github.io · Aug 8 Sam Altman on ChatGPT5: "A legitimate PhD-level expert in anything"... "it can help you understand your healthcare, and make decisions on your journey."
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What number is it actually using to calculate the earnings for the 4.10% account? 5.1%?
To be fair a lot of “PhD level experts” are dumb as a box of rocks.